Disaster Assistance & Business Continuity

Are you prepared to stay in business?

Imagine stepping into your store, or restaurant, or the office where you run your business a day or two after the tornado has passed, floodwaters have receded, or the oil has been cleaned up. Unfortunately for thousands of business owners across Alabama, this scenario is more than just imagined. It’s a reality that leaves them to deal with the heartbreak of picking up the pieces in the aftermath of a disaster, and with a whole host of unanswered questions.

Up to 40% of businesses affected by a natural or human-caused disaster never reopen.  Don’t be a statistic.

Review Your Insurance Coverage

Establish a Solid Supply Chain

Plan for an Alternate Location

I Plan to Stay in Business,
and will Download the Alabama Guide to Disaster Planning & Recovery for Small Business below (100 page workbook).


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Need someone to guide you through the preparation or recovery process?

Contact one of our counselors for a no-cost Business Impact Analysis and some objective advice.  We’re not here to sell insurance, and we’re not here to burden you with regulations; We just want one more small business to survive the next disaster.  We can help with risk mitigation strategies, an insurance coverage review, and continuity planning.  Too late for planning?  Have you already been impacted?  Our counselors can walk you through the recovery options available from FEMA, SBA, and others (depending on the type and severity of the disaster).

It is important to invest in a preparedness program. The following are a few good reasons:

  • Up to 40% of businesses affected by a natural or human-caused disaster never reopen. (Source: Insurance Information Institute)
  • Customers expect delivery of products or services on time. If there is a significant delay, customers may go to a competitor.
  • Larger businesses are asking their suppliers about preparedness. They want to be sure that their supply chain is not interrupted. Failure to implement a preparedness program risks losing business to competitors who can demonstrate they have a plan.
  • Insurance is only a partial solution. It does not cover all losses and it will not replace customers.
  • Many disasters — natural or human-caused — may overwhelm the resources of even the largest public agencies. Or they may not be able to reach every facility in time.
  • News travels fast and perceptions often differ from reality. Businesses need to reach out to customers and other stakeholders quickly.
  • An Ad Council survey reported that nearly two-thirds (62%) of respondents said they do not have an emergency plan in place for their business.
  • According to the Small Business Administration, small businesses:
    • Represent 99.7% of all employer firms
    • Employ about half of all private sector employees
    • Have generated 65% of net new jobs over the past 17 years
    • Made up 97.5% of all identified exporters.

Emergency Response Contracting in Alabama

If your business provides support products or services that are typically engaged immediately after  disaster and during the recovery process, you can register as a pre-approved vendor.  The ERCA initiative of the Alabama PTAC is an integral part of the state’s effort to create a list of pre-approved vendors that will be the first to bid on emergency response contracts.  Learn more and sign up here:  (PTAC is a specialty program of the Alabama SBDC Network.)

 Advanced Topics

Discuss these with one of our small business counselors:

  • Supply Chain Risk– Upstream and Downstream Distributors, vendors, manufacturers, utility providers, telecom suppliers, logistics providers
  • Resource Assessment HR issues, facilities and space, security, IT systems, equipment, vital records, delivery options
  • Incident and Continuity Management 
  • Vulnerability Assessment
  • Financial Controls and Resiliency
  • Employee Awareness, Training, and Exercises

 Emergency Plan

Do you need a quick reference guide that can be easily shared with employees?
The Emergency Plan is a short and simple guide that can be used by any employee.

Download the AL Business Emergency Plan (only 7 pages), and PLAN to stay in business.EmergencyPlan

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